1.
Flores CA. The Inclusion–Risk Paradox in FinTech and InsurTech: Effects of Algorithmic Access Expansion, Opacity, and Regulatory Safeguards. Journal of IT, Cybersecurity, & AI [Internet]. 2026 Jan. 31 [cited 2026 Feb. 4];3(1):13-26. Available from: https://www.jitcai.org/index.php/journal/article/view/45